The current inflation rate is 2.7% for the 12 months ending in July 2025¹. This while still relatively lower that the 7% we witnessed in 2021 is pretty high. How do we as the general public beat the inflation.

In my personal opinion, we can invest in stocks, and growth investments that can on an average provide a return of 10% to be conservative lets say 7%. But this is money that is actually doing the work to stay relevant in the coming years because every year the value of what a dollar can buy is going to go down regardless. What I am trying to explain is whether the inflation is 7% or 2.7% what a common person can buy for $1 today will always be more than what he or she can buy in the next year and so on.

Smart investors like us always find ways to deal with this and stay one step ahead.

I have a lot of investment programs that I try myself and will bring them to you because it is one of my mottos to talk about investments on this blog.

But for today there is this one free tool that I want you to use. We all know about the coupons from krazy lady but this is not that.

What I am about to tell you is a program that has returned me close to $500 in the past two years.

The reason I am bringing this to you right now is there are two bonuses that you can get currently $5 each if you redeem 10 and 13 offers individually expiring on 08/18/2025. And the best part about this is for bonuses like this which come up occasionally one redemption can apply towards both the bonuses.

As you can see above I scanned 4 offers from Shoprite yesterday when I went with my kids and you can see that the redemption has applied to both the bonuses.

The way it works is you pick a retailer that you want to use. In this case I used Walgreens app. You can also use the online portion of the app and get cash back on purchases made for gift cards that have a higher percentage of return.

Your everyday purchases that you make from lets say CVS or Walgreens, Shoprite, or Groupon, Old Navy or American Eagle, Kohls or Ulta, Macys or Nikes, Shein or Skechers you can get cash back of a higher percentage and it can be counted as a purchase towards your bonus.

And if you use this link to login you get an additional $5 dollars once you upload your first receipt on me. Use my Code ‘rpjkpiw’ to get started today.

To make it easier for you I have included my most recent receipt uploaded right now. Use the redemption, use the bonuses and make the most this weekend. Its all on me.

Any questions reach out me directly.

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¹ https://www.usinflationcalculator.com/inflation/current-inflation-rates/